6 Business Credit Cards With No Annual Fees
WRITTEN BY: Jordan Tarver
PUBLISHED JULY 2, 2021
Jordan is a financial analyst with over two years of experience in the mortgage industry. He brings his expertise to Fit Small Business’s credit card and bank account content.
‘Avoiding annual fees on a business credit card can help eliminate the cost of owning a credit card. You should consider using a fee-free card if you own a startup or new business, want to issue free employee credit cards, or don’t need top-tier perks like airport lounge access.
The best business credit cards with no annual fees are:
Chase Ink Business Cash®: Best overall for earning robust cash back rewards as an office-based startup
Chase Ink Business Unlimited®: Best for pocketing 1.5% cash back on every swipe and earning a welcome offer
Bank of America® Business Advantage Travel Rewards World Mastercard®: Best for tapping into strong travel rewards
American Express Blue Business CashTM Card: Best for fixed-rate cash back and expanded buying power
American Express Blue Business® Plus: Best for fixed-rate points and more buying power
U.S. Bank Business Platinum Card: Best for a 15-billing cycle 0% annual percentage rate (APR) introductory offer
Plenty of business credit cards charge no annual fees, but we wanted to focus on the ones that had additional perks. Some of the added benefits we looked for were sign-up bonuses, ongoing rewards, cheap introductory financing, and low ongoing APRs.
When you use a business credit card from this list, you’re able to keep a little extra cash in your pocket and your business’s bank account. If you want to save even more money, which I hope you do, it’s also crucial to choose a card that meets your interest-free financing needs or offers rewards that match your company’s spending habits.’ Paraphrased by Liz Head. Click links for detailed information on each card.